Motivation problem
The problem of staff motivation is still popular, but is increasingly losing its relevance. The modern practice of personnel management increasingly connects the effectiveness of employees not with the psychological…

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Ways to improve the efficiency of small businesses.
I want to repeat this already repeatedly, that all the funds saved from improving the efficiency of all components of the production process will replenish your profits. Therefore, you should…

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The crisis of modern economic education
Dissatisfaction with modern economic education over the years has been deafeningly ripening at universities around the world. Finally, this discontent broke out. The media reported on an unprecedented event: at…

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significantly lower

When you need to take a loan to small business.

To take out a loan in the fire order to pay off financial problems, even if it succeeds, as a rule, does not solve financial problems, but only exacerbates them. Loan debt is added to all debts. And again, a frantic search for money to recover debts begins.

And only a small part of entrepreneurs considers credit not as a solution to the problem, but as a tool that helps the work of small businesses, helps to develop small businesses. They can take a loan only in order to earn money on it, to develop a business, to prevent late payments, to increase working capital.

Before taking a loan, an entrepreneur should think not only about the purpose of the loan, but also its payback. Borrowed money should be used for business development, but only on condition that these loans are profitable. Continue reading

Favorable loan – how to get a loan and not lose money.

To begin, I would like to return to the definition of a bank loan. The simplest, and most common definition, loan is the amount of money borrowed by the borrower. Well, a profitable loan is either a sum of money borrowed, or property or funds acquired for this amount, begin to work for the borrower and bring him profit.

And before making a decision on a loan, a businessman must determine whether he is profitable or not. Profitable loan must meet certain conditions. Consider these conditions.

A profitable loan should have a clear purpose.
I already wrote, and I want to repeat again. A loan should be taken only when there is a clear plan for its use, there is an idea what effect will be from the investment of credit money. Continue reading

The benefits of a loan for small businesses.

For a small business, there are several ways to determine the benefits of a loan.

The easiest, but also the most approximate way. Rather, it’s not even a way, but simply a condition for those entrepreneurs who do not want to consider the economy of their business. The condition is quite simple. The net profit of small businesses should significantly exceed all payments on the loan. The fulfillment of this condition must be indispensable. To some extent, this will allow the business to avoid bankruptcy. But only that. It is unclear whether there is a benefit from the loan or not.

To accurately determine the benefits of a loan, you should turn to the concepts of profitability. To do this, I recommend reading an article on profitability. Continue reading

Ways to improve the efficiency of small businesses.
I want to repeat this already repeatedly, that all the funds saved from improving the efficiency of all components of the production process will replenish your profits. Therefore, you should…

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Buying securities on credit in five examples
Not only houses, cars and other durable goods are bought on credit. Securities are also bought on credit. They are also expensive, and lending is a natural means of competition…

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When you need to take a loan to small business.
To take out a loan in the fire order to pay off financial problems, even if it succeeds, as a rule, does not solve financial problems, but only exacerbates them.…

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The problem of the interaction of technological and economic transformations
The article discusses issues related to the paradigm of independent research of technological and economic transformations. The author comes to the conclusion that in modern conditions the technological innovation process…

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